Our Services — TIRAL Chit's Private Limited

What We Offer

Transparent Chit Fund Plans for Everyone

At TIRAL Chit's Private Limited, we offer a variety of government-regulated chit fund plans tailored to suit different savings capacities. From ₹500 monthly starters to ₹10,000 premium schemes, our plans are designed to help you grow your wealth systematically.

Every plan operates with full transparency — open auctions, regular receipts, and complete documentation following Tamil Nadu Chit Fund regulations.

📊 Calculate My Savings

Chit Fund Plans

Choose Your Savings Plan

All plans include open auction, monthly payouts, zero hidden charges, and full legal compliance.

CHIT SCHEMES PLANS & REGISTER FEES
CHIT SCHEMES	MONTHS	DAILY	WEEKLY	MONTHLY	RF.AMOUNT
50,000	10	200	1,250	5,000	200
50,000	20	100	650	2,500	100
1,00,000	10	400	2,500	10,000	200
1,00,000	20	200	1,250	5,000	200
2,00,000	10	800	5,000	20,000	400
2,00,000	20	400	2,500	10,000	400
2,50,000	10	1,000	6,250	25,000	500
3,00,000	20	600	3,750	15,000	600
5,00,000	20	1,000	6,250	25,000	1,000
5,00,000	25	800	5,000	20,000	1,000
6,00,000	25	960	6,000	24,000	1,200

Contact Us for Enrollment

Who Can Join

Eligibility Requirements

🪪Valid Aadhaar Card

📸Recent Passport Photo

🏠Proof of Address

📞Valid Mobile Number

🏦Active Bank Account

🔞Age 18 Years or Above

Process

How Chit Funds Work

A time-tested, transparent, and legally regulated savings mechanism.

01

Group Formation

A chit group is formed with a fixed number of members (e.g., 20 or 30). Each member agrees to contribute a fixed monthly amount for the duration of the chit.

02

Monthly Pooling

Every month, all members pay their contribution. This forms the "Prize Amount" — the monthly chit pool available for the auction.

03

Open Auction

Members bid voluntarily for the prize. The one who bids the lowest (i.e., needs the money most urgently) wins. The discount is shared among all members as a dividend.

04

Payout & Maturity

The winner receives the prize amount. Those who do not bid receive their full contribution at the end of the chit term — your savings are always intact.

FAQ

Frequently Asked Questions

What is a chit fund? +

A chit fund is a traditional savings scheme where a group of people contribute a fixed amount monthly. Each month, one member gets the pooled amount through an auction. It's a way to save and borrow at the same time.

Is TIRAL Chit's a legally registered company? +

Yes! TIRAL Chit's Private Limited is registered under the Ministry of Corporate Affairs with CIN: U64990TZ2025PTC036837 and complies fully with the Chit Funds Act, 1982.

What happens if I miss a monthly payment? +

We encourage timely payments for the group's benefit. Our team will reach out if you miss a payment. A small late fee may be applicable as per your chit agreement terms.

Can I win the auction in the first month? +

Yes! Any member can bid in the auction from the very first month. The member who bids the lowest discount gets the prize amount that month.

What if I don't want to bid in any month? +

That's perfectly fine. If you do not bid in any month, you will receive your full total contribution at the end of the chit term as your maturity amount.

How do I join a plan? +

Visit our office at 275/2, VPN Complex, Kangeyam Road, Nachipalayam, Tiruppur or call us at 9655 57 36 00 / 9655 57 38 00. Complete KYC and sign the agreement to get started.